Professional wealth management services designed to simplify your
Our mission is to empower you to align your financial resources with your life's purpose. We are dedicated to helping you make the most of your money, enabling you to prioritise what truly matters and providing you with the freedom to pursue your passions. Our goal is to ensure your financial security, protect your loved ones, and help you leave a lasting legacy that reflects your wishes.
Any investment should start with the simple question: What is this investment for? Figuring out the purpose of the investment means we need to know and understand you, your family, your goals, and your values. The next step is to empower you to understand all the different types of investment options, especially with regards to the relationship between risk and return. Fees and tax treatment are crucial too.
Once we understand how you think about investments through doing a comprehensive financial personality assessment, we follow a scientific mean-variance optimisation process to guide us towards the appropriate investment. Our process takes all the different options into account – both locally and offshore – and we continually monitor the different investment providers to select the one that is right for you.
A key element of effective wealth preservation is making sure you and your loved ones are protected against events that could lead to financial catastrophe. On the other hand, a vital component of wealth creation is making sure you do not buy unnecessary insurance or overpay for the insurance you do need.
Similar to our investment process, we start by clearly grasping your needs. We advise on life insurance, disability insurance (also known as income protection), critical illness insurance, and business insurance. Empowering and educating you is a common thread that runs through our process, and we continually check in to ensure that your coverage matches your evolving needs.
Our estate planning service is tailored to protect and manage your assets for future generations.
We work closely with you to create a customised estate plan that ensures your assets are distributed according to your wishes, minimises tax implications, and provides peace of mind for you and your loved ones. We can assist with drafting your will and other legacy documents, as well as setting up and administering trusts.
Our process starts with assisting you to identify all the different type of taxes you are currently paying. We then help you to you navigate the complex landscape of taxes, revealing opportunities to minimise your tax liabilities while keeping simplicity in mind.
Before we can start planning for the money, we need to plan for the person. We need to form a picture of your goals, values, and what is important to you and your family. Once we understand you, we can start helping you plan your cashflow – whether this is short-term budgeting or longer-term cashflow planning in retirement.
Our generation has more access to information than ever before, and it is hard to know which sources to trust. To help you tune out the noise and focus on the vital information, we have designed a process known as Intelligent Simplicity. Read more about it in the FAQs section, and find out how to start your journey here.